Here is your final essay examination (note that the work you do for each of these questions can be used extensively in your term papers if you choose to do so).
 
From Part IV of your text and lectures:
 
1.  Traditional models of retirement, such as the case of the retirement of a company man with a pension after 30 years of service, reflect the work lives of middle-class White men better than those of people of color, women (which constitute the majority of those who are poor).
 
a. Describe the financial outlook for White middle-class men in contrast to the “others”.
b. List and describe realistically specific steps that the “others” could try to implement to aid in their own retirement.
 
2. Given the readings on the possible difficulties of rearing a family with an uncertain financial future (as a result of having children with disabilities, the prospect of dementia striking a spouse, long term health concerns, and just getting older), discuss the wisdom of women who place their own participation in the paid labor force 2nd or 3rd to the more immediate needs of their families.  Keep in mind all the readings that detail the phenomena surrounding the almost automatic assignment of women as family caregivers.
 
3. We’ve discussed caring for our aging parents as their adult children. Aside from the sheer emotional stance that it is our duty, what are some real concerns you can see in providing care for them.  Include not only the financial aspects of their care,  but the toll such caregiving can take on the adult child’s life (one’s own family life, parenting, marriage, and retirement).
 
From Part V of your text and lectures:
 
4. Feelings of mastery and psychological well-being are as important to people in late life as any other time in life. Often, mastery and psychological well-being becomes dependent on the assistance that is available from others. With later life characterized by a myriad of health declines (in visual acuity, physical strength, reaction time, memory, and so on) each of which can do damage to one’s sense of mastery and well-being, what are some practical exercises that can help maintain self-esteem and a feeling of capability.   Think back to your 2nd exam question about identity, why is it important to nurture family relationships now, while still young.
 
5. Thinking practically, because people will likely live long into their 80s in the future, and they will likely be out of the paid-labor force for 25-35 years if they retire “on time”, discuss the reality of having millions of older Americans out of work and living on fixed-incomes. Today, these people are essentially viewed as being unproductive.  Discuss the extent to which this view is and will increasingly become untrue.  Detail, in as many ways as possible, how “retired” people are, and will continue to be, productive and socially useful.   Is it realistic to have such a large segment of our population not  be seen as important.  How is such a view contrary to the national interests?